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Educational Purpose Only

Our service provides educational content about technical analysis. We never give specific trading advice or recommend individual trades.

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Your Responsibility

You're responsible for your trading decisions. We help you understand markets, but all trades are your choice and your risk.

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Fair Billing

Cancel anytime. No long-term contracts. Clear pricing with no hidden fees. Refunds available within 30 days of signup.

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Respectful Community

Be respectful to other traders in our community. No spam, no illegal activity, no financial advice that could harm others.

What Indic8 Is (And Isn't)

✅ What We Are

  • Educational platform for learning technical analysis
  • AI tutor that explains market psychology
  • Pattern recognition tool for chart analysis
  • Learning community for traders to grow together

❌ What We're Not

  • Investment advisor or financial planner
  • Trading signals service or "buy/sell" alerts
  • Brokerage or trading platform
  • Get-rich-quick scheme or guaranteed profit system

⚠️ Important Trading Disclaimer

Trading involves substantial risk of loss. Past performance doesn't guarantee future results. Our educational content helps you understand markets, but every trading decision and its consequences are entirely your responsibility. Never trade with money you can't afford to lose.

Account Rules & Responsibilities

Creating Your Account

  • You must be at least 18 years old
  • Provide accurate information (we need a valid email for support)
  • One account per person (no sharing accounts)
  • Keep your login credentials secure

Using Our Service Responsibly

  • Don't abuse the AI: Reasonable usage only. No automated requests or attempts to overload our system
  • Don't share your account: Your subscription is for your personal use only
  • Don't reverse engineer: No attempting to copy our AI models or algorithms
  • Don't redistribute content: Our educational materials are for your learning, not for resale

Community Guidelines

  • Be respectful: No harassment, personal attacks, or discriminatory language
  • No spam: Don't promote other services or products in our community
  • No financial advice: Share education, not specific "buy this stock" recommendations
  • Stay on topic: Our platforms are for trading education, not general chat

Subscription & Billing

💳 Payment Terms

Subscriptions are billed monthly or annually in advance. We use Stripe for secure payment processing. You can update your payment method anytime in your account settings.

🔄 Automatic Renewal

Subscriptions auto-renew unless you cancel. We'll email you before renewal with the option to cancel. No surprise charges - you're always in control.

❌ Cancellation

Cancel anytime in your account settings or by emailing support. Cancellation takes effect at the end of your current billing period. You keep access until then.

💰 Refunds

Full refund within 30 days of your first subscription payment if you're not satisfied. After 30 days, we'll consider refunds on a case-by-case basis for exceptional circumstances.

📈 Price Changes

We may adjust pricing occasionally. Current subscribers keep their rate for 6 months after any price increase. We'll notify you at least 30 days before any changes affect your account.

Intellectual Property

Our Content

Everything we create - the AI models, educational content, software, and design - belongs to Indic8. You can use it for your personal learning but not redistribute, modify, or commercialize it.

Your Content

Questions you ask our AI, feedback you provide, and content you share in our community remain yours. By sharing, you give us permission to use it to improve our service (anonymized when possible).

Copyright Respect

We respect intellectual property rights. If you believe we're using your copyrighted material improperly, contact us at legal@indic8.com with details.

Service Availability

🎯 Our Commitment

We strive for 99.9% uptime but occasionally need maintenance windows. We'll notify users of planned downtime via email and in-app notifications.

🔧 Technical Issues

Sometimes things break. When they do, we'll work quickly to fix them and communicate progress transparently. Extended outages may result in service credit extensions.

📱 Platform Compatibility

Our browser extension works on Chrome, Firefox, and Edge. We test on major operating systems but can't guarantee compatibility with every configuration.

Limitation of Liability

🚨 Critical Trading Risk Notice

Trading financial markets involves substantial risk of loss. Our educational content may help you understand markets better, but we cannot and do not guarantee any trading outcomes.

What We're Not Responsible For

  • Trading losses: All trading decisions and their consequences are your responsibility
  • Market events: We can't predict or control market movements
  • Technical issues: While we work to maintain service, technology isn't perfect
  • Third-party services: Problems with your broker, internet provider, or other services

Damage Limits

If we are found liable for any damages, they're limited to the amount you've paid us in the past 12 months. This protects both of us from unreasonable claims while ensuring we're accountable for our service.

Termination

✅ You Can End This Anytime

Cancel your subscription or delete your account whenever you want. We'll be sad to see you go, but no hard feelings. Your data will be deleted according to our privacy policy.

⚠️ When We Might Terminate

We may suspend or terminate accounts for:

  • Violating these terms (especially abuse or fraud)
  • Using the service in ways that harm other users
  • Non-payment (after reasonable notice and attempts to resolve)
  • Illegal activity or regulatory requirements

🤝 If We End Service

If we ever shut down Indic8 (hope not!), we'll give at least 90 days notice and help you export any personal data. Pro-rated refunds for unused subscription time.

Dispute Resolution

1

Talk to Us First

Most issues can be resolved quickly through our support team. Email support@indic8.com or use our live chat.

2

Formal Complaint

If support doesn't resolve your issue, escalate to legal@indic8.com with detailed information about the problem.

3

Arbitration

For disputes we can't resolve directly, we use binding arbitration through the American Arbitration Association. Faster and cheaper than courts for everyone.

📍 Legal Jurisdiction

These terms are governed by California law. Any court proceedings (if arbitration isn't applicable) will be in San Francisco, CA.

Changes to These Terms

We may update these terms occasionally as our service evolves or legal requirements change. Here's how we handle updates:

📝 Minor Changes

Clarifications, typo fixes, or administrative updates. We'll post the new version and note changes in our changelog.

🚨 Major Changes

Anything that affects your rights or obligations. We'll email you at least 30 days before changes take effect with a summary of what's changing and why.

Continued use after changes means you accept the new terms. If you don't agree with changes, you can cancel your account before they take effect.

Contact & Questions

Questions about these terms? We're here to help explain anything that's unclear.

📧 General Questions: support@indic8.com
⚖️ Legal Questions: legal@indic8.com
📮 Physical Mail: Indic8 Legal Department
123 Trading Street, Suite 456
San Francisco, CA 94105

Contents

⚠️ Risk Warning

Trading involves substantial risk. Never risk more than you can afford to lose. Our service is educational only - not financial advice.